Whether you are saving for college, retirement, or anything in between; The Citizens National Bank offers a full line of Savings Accounts so you can choose the one that is right for you.

Personal Savings & Money Market Comparison

 

Investor's MMDA Tiered

Tiered Savings

Rewards Interest Savings
(Only available in NEK Market Area)

Requirements

*$2,500 minimum balance

* $250 minimum balance

* $500 minimum balance, plus Rewards Interest Checking 

Interest Earning

Yes

Yes

Yes

Minimum Balance to Open

$25 

$25 

$25 

MMDA Specialty Checks

FREE

N/A

N/A

Monthly Maintenance Fee

NONE if requirement is met, otherwise $10 per statement cycle

NONE if requirement is met, otherwise $5 per calendar quarter No maintenance fee if age 18 and younger, or 55 and over (customer must notify bank upon turning 55) 

NONE if requirements are met, otherwise $5 per calendar quarter

Transaction Fees

First 4 FREE per month, then $10 per withdrawal

First 12 FREE per calendar quarter, then $2 per withdrawal

First 12 FREE per calendar quarter, then $2 per withdrawal 

Account Statement

FREE Monthly Paper or e-Statement 

FREE Monthly Paper or e-Statement 

FREE Monthly Paper or e-Statement 

Check Imaging
Yes

N/A 

N/A 
Online Banking
FREE
FREE
FREE
Mobile Banking
FREE
FREE
FREE
Mobile Deposit
FREE *
FREE *
FREE *
VISA Travel Card

No purchase fee

Available
Available
Money Orders
No purchase fee
Available 
Available 
VISA Credit Card with No Annual Fee
Available*
Available*
Available*

* Subject to approval

For more detailed information or to open an account, visit with the Customer Service Representative nearest you.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.