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The Citizens National Bank offers a wide range of CDs with competitive rates that meet your needs. Get started by speaking to a Customer Service Representative at your local CNB branch.
Contact Us Calculators
Certificates of Deposit
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Length of Term Options
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7 Days – 60 Months
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Minimum Opening Deposit
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Term < 91 Days: $5,000.
Term > 91 Days: $500.
Term = 2-Step 15 Month: $5,000.
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Renewal Terms
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Same term as COD
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Grace Period
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10 Calendar Days After the Maturity Date
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Interest Payment
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Compounded, credited to named account or paid by check
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Interest Calculated
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Daily Balance Method
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Early Withdrawal Penalty
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Term < 365 Days = 90 Days Interest on Amount Withdrawn
Term > 365 Days = 180 Days Interest on Amount Withdrawn
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** Withdrawals made from a bank certificate of deposit before the maturity date may result in substantial penalty.
(Please consult your Tax Advisor for information on which product is right for you)
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FDIC-Insured - Backed by the full faith and credit of the U.S. Government