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Print our Privacy Policy
Rev. 11/2010
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| FACTS |
WHAT DOES THE CITIZENS NATIONAL BANK DO WITH YOUR PERSONAL INFORMATION?
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Why?
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Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
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What?
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The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and Account transactions
- Assets and Income
- Credit history and Account balances
When you are no longer our customer, we continue to share your information as described in this notice.
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How?
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All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons The Citizens National Bank chooses to share; and whether you can limit this sharing.
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Reasons we can share your personal information
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Does The Citizens National Bank share?
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Can you limit this sharing?
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For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
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Yes
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No
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For our marketing purposes -
to offer our products and services to you
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Yes
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We don't share
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For joint marketing with other financial companies
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No
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We don't share
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For our affiliates' everyday business purposes -
information about your transactions and experiences
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No
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We don't share
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For our affiliates' everyday business purposes -
information about your creditworthiness
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No
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We don't share
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For nonaffiliates to market to you
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No
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We don't share
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Who we are
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Who is providing this notice?
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The Citizens National Bank is providing this notice to our customers.
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What We Do
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How does The Citizens National Bank protect my personal information?
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To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
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How does The Citizens National Bank collect my personal information?
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We collect your personal information, for example, when you
- open an account or deposit money
- pay your bills or apply for a loan
- use your credit or debit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
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Why can't I limit all sharing?
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Federal law gives you the right to limit only
- sharing for affiliates' everyday business purposes - information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
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Definitions
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Affiliates
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Companies related by common ownership or control. They can be financial and non-financial companies.
- The Citizens National Bank does not share with our affiliates.
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Nonaffiliates
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Companies not related by common ownership or control. They can be financial and non-financial companies.
- The Citizens National Bank does not share with nonaffiliates so they can market to you.
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Joint Marketing
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A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- The Citizens National Bank does not jointly market.
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Collection and use of browser information and cookies
Our website uses a third-party service, Google Analytics, to collect, monitor and analyze information your browser sends whenever you visit pages on our site in order to improve the The Citizens National Bank website and enhance your user experience. Google Analytics places a cookie on your device to accomplish this. This data may include browser type, your computer’s Internet Protocol (“IP”) address, the pages of our site that you visit, when you visit, the page you visited right before accessing our site, time spent on The Citizens National Bank pages, and other statistics. Google Analytics does not collect any personal identifiers such as name or address. From time to time, we may use non-personally-identifying information collected to report, in aggregate, trends and usage of the site.
A more detailed explanation of how Google uses data from your browser can be found here: https://policies.google.com/privacy.
You may opt out of providing browsing information to Google Analytics here:
https://tools.google.com/dlpage/gaoptout/
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