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Whether you are saving for college, retirement, or anything in between; The Citizens National Bank offers a full line of Savings Accounts so you can choose the one that is right for you.
Personal Savings & Money Market Comparison
| Accounts | Investor's MMDA Tiered | Tiered Savings | Rewards Interest Savings
(Only available in NEK Market Area) |
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Requirements
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*$2,500 minimum balance
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* $250 minimum balance
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* $500 minimum balance, plus Rewards Interest Checking
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Interest Earning
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Yes
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Yes
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Yes
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Minimum Balance to Open
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$25
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$25
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$25
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MMDA Specialty Checks
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FREE
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N/A
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N/A
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Monthly Maintenance Fee
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NONE if requirement is met, otherwise $10 per statement cycle
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NONE if requirement is met, otherwise $5 per calendar quarter No maintenance fee if age 18 and younger, or 55 and over (customer must notify bank upon turning 55)
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NONE if requirements are met, otherwise $5 per calendar quarter
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Transaction Fees
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First 4 FREE per month, then $10 per withdrawal
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First 12 FREE per calendar quarter, then $2 per withdrawal
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First 12 FREE per calendar quarter, then $2 per withdrawal
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Account Statement
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FREE Monthly Paper or e-Statement
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FREE Monthly Paper or e-Statement
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FREE Monthly Paper or e-Statement
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Check Imaging
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Yes
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N/A
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N/A
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Online Banking
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FREE
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FREE
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FREE
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Mobile Banking
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FREE
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FREE
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FREE
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Mobile Deposit
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FREE *
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FREE *
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FREE *
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VISA Travel Card
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No purchase fee
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Available
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Available
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Money Orders
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No purchase fee
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Available
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Available
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VISA Credit Card with No Annual Fee
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Available*
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Available*
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Available*
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* Subject to approval
For more detailed information or to open an account, visit with the Customer Service Representative nearest you.
Open Account Online
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
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FDIC-Insured - Backed by the full faith and credit of the U.S. Government