Finance Your Dreams with a Home Equity Line of Credit (HELOC)

Ready to apply now?  Complete our online application 

You don't need to sell your house to benefit from the investment you've made in it. With a home equity line of credit (HELOC), you can get cash to make your dreams come true.

What is a HELOC?

A HELOC allows you to borrow against the equity of your home, with the property serving as collateral.

What are the benefits of a HELOC?

• Keep your current interest rate. You won't touch your mortgage, so you won't lose your rate.
• Take advantage of the investment you've already made. You own your home and have spent years building equity. Get rewarded for the value at your fingertips.
• Finance your dreams. You can fund almost anything — weddings, vacations, home renovations and more!
• Make the most of revolving credit. As you pay off the loan, the amount you're able to borrow goes back up again (like a credit card) so you can finance more adventures.
• Stay flexible. You can choose the amount you'd like to borrow.
• Get a local expert as a partner. As Kansans, we live the life you're living and we share your dreams. We'll work together to turn those wishes into reality.

Our job is to make your dreams come true while ensuring you know exactly what's happening every step of the way. And at The Citizens National Bank, we've been doing just that for over 100 years.

Ready to apply now? Complete this online application.

If you have any questions, give us a call or stop by your local office today and let's see if a HELOC is right for you.